Mortgage Loans

Take advantage of competitive financing for your next home.  We offer mortgages, refinancing and constructions loans for primary residences, vacations homes, recreational land, investment properties and more.

We also offer VA (Veteran Affairs) and FHA (Federal Housing Administration) loans.

Mortgage Center

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Features

  • Competitive low rates for home purchase, refinance or construction
  • Low down payment options
  • A wide range of terms customized to your unique situation
  • Helpful loan advisors with working knowledge of the local real estate market
  • Free pre-qualification for extra confidence when it comes to securing financing
  • Refinance your home to potentially lower your rate
  • Construction loans with one-time close option: finance the construction, then obtain permanent financing at completion to save you time AND money!
  • Local decision-making and processing
  • Attentive, friendly service from start to finish
Home Equity Line of Credit

A home equity line of credit offers competitive rates to cover the cost of home improvements, debt consolidation, college tuition expenses, major life events and more.

  • Funds available anytime without reapplying for each need. Apply once then use repeatedly until it’s time to renew the line of credit.
  • Revolving credit – As principal is repaid, you have the ability to borrow additional funds when needed.
  • Funds easily accessible by transferring to a Neighborhood National Bank account or through a Cashier’s Check
  • Interest paid may be tax deductible (consult a tax advisor)
  • Decisions are made quickly and handled by local lending professionals you know and trust.
  • Attentive, friendly service from start to finish

Apply Now


Our Mortgage Lenders

Heidi Bruns
Alexandria
NMLS #506657
320-763-2220
Heidi.Bruns@neighborhood.bank

Carl Sneep
Brainerd
NMLS #1720827
320-364-1238
Carl.Sneep@neighborhood.bank

Teri Heggernes
Mora
NMLS #789497
320-364-1229
Teri.Heggernes@neighborhood.bank

Eric Ness
North Branch
NMLS #747365
651-674-8000
Eric.Ness@neighborhood.bank